Home Loans Made Simple, and Dreams Made real

We are part of a team of award winning bond originators who have assisted hundreds of home buyers to get a bond for the home of their dreams. Let us help you  get finance for your dream home. Our services are 100% FREE

What can I afford?

Calculate the amount that the banks would likely give to you for a home loan.

Pre-approvals

A great indicator of your credit score and affordability when house hunting.

Apply for a home loan

I have already found a home and now need a home loan!

4 Steps To Secure Your Dream Home

Secure a home loan to ensure you can make your dream home a reality. Here is the process to follow…

Step 1
Step 1

UNDERSTAND YOUR BUDGET

Before getting into some heave house hunting, it would help to understand what budget you have to work with. This will give you the financial range whithin which you can buy your home.

Step 2
Step 2

GET PRE-APPROVED

A pre-approval is useful for a few reasons. First, it would give you a tangible result which you can look at and share with estate agents while house hunting. Secondly, it would give you the most accurate idea of what your credit position and likely loan would be.

Step 3
Step 3

FIND A HOME

House hunting can be very exciting. Once you know what you qualify for, you can hop online and search your favorite home listing websites to find the home you love that fits within your budget.

Step 4
Step 4

APPLY FOR A HOME LOAN

This would be the actual application that would need to be done to get an approved home loan. This request will be sent out to multiple banks to get the best possible homeloan for you.

Why Use Us?

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NO COST to you!

Bond originators like us get our comissions from the bank and not from the clients. So our assistance is 100% FREE.

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Increase your chances of Success

It is 3 times more likley to get an approved home loan working with a bond originattor.

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We Apply to multiple Banks

Your application will go to all the major banks, increasing the chances of approval and movement for negotiation.

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We Assist with The Admin

We advise and are clear on any and all documentation we need and will guide you every step of the way.

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We Can Pre-Approve you

Generally agents won’t even let you look at a property without being pre-approved. We can do this in minutes.

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We can Advise You on How to Repair Bad Credit

If you fail to qualify, you are NOT out of options. We can advise on how to repair a bad credit rating.

Remember, our service is at ZERO cost to you!

We work with all the leading Banks

What People Say about Us

So Absolutely Greatful.

I would like to thank you for all that you did for me.

The love you showed me is amazing,

Today I am a home owner because of you.

May you and your family be blessed. Thank you so much.

Sylvia (Noxie)

Thank You!

Hi Janine.

Hope you are well.

Just wanted to let you know that my home loan has been registered. Moving in tomorrow!

Thank you so very much!

Mwape

Overjoyed!

Hey Janine!

Wanted to send this and let you know that you have only provided us with the best service.

Thank you so much

We will spread the word for sure.

Chantelle

Talk to Us

Pre-Approval

We are available from 8am to 5pm, Monday to Friday and will respond within 24 hours.

FAQ’s

Do I need a Deposit?

No. Most of the major banks allow 100% loans and some, if you qualify, will even provide additional funds so that you can cover the purchase costs when buying a home.

Why is your service FREE?

The banks incentivise us for bringing clients to them. This is why our services are 100% FREE to you.

Advice when buying a home

While waiting for registration, do NOT open any additional credit of any kind. Another check could be done and if other debt is suddenly picked up, your affordability may be negatively affected and you could lose the loan.

Home Loan Link is a registered company with the CIPC.

Glenvista, Johannesburg, 2091

Home Loan Link (Pty) Ltd. All rights reserved